The Home Depot Consumer Credit Card


on purchases of $299 or more. Interest will be charged to your account from the purchase date if the purchase balance (including premiums for optional credit insurance) is not paid in full within 6 months.

If you like convenience, The Home Depot Consumer Credit Card is for you. With low monthly payments, the card is perfect for all of your home projects. Plus, you can enjoy special financing* on all Home Decorators Collection purchases of $299 or more.

Don't have the card? Apply here for The Home Depot Consumer Credit Card

The Home Depot Consumer Credit Card Benefits
  • Low monthly payments.
  • View, manage, and pay your account online.
  • Welcomed at Home Decorators Collection, The Home Depot and The Home Depot affiliate companies.

*With credit approval for qualifying purchases made on the Home Depot Consumer Credit Card, 17.99% - 26.99% APR. Minimum interest charge $2. See card agreement for details including APR applicable to you. Offer is only valid for consumer accounts. 6 months everyday credit card offer is subject to change without notice. Minimum payments required.

Please note that items are billed to The Home Depot Consumer Credit Card upon shipment, so items that are less than $299 and shipped individually will not automatically receive the special financing offer. Please call 1-800-677-0232 for adjustments after the purchase.


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