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The Home Depot Consumer Credit Card

 

Use The Home Depot Consumer Credit Card at HomeDecorators.com for no payments, no interest if paid in full within 6 months on all purchases that total $299 or more.
 
Apply for The Home Depot Consumer Credit Card
 
The Home Depot Consumer Credit Card Benefits
  • Every purchase greater than $299 qualifies for no payments, no interest for 6 months*
  • Deferred billing promotions throughout the year
  • No Annual Fee
  • View, manage, and pay your account online.
  • Welcomed at Home Decorators Collection, The Home Depot, and The Home Depot affiliate companies including EXPO Design Center
 
If you submit your application online, you will receive an online reply in as little as 45 seconds. Your card is automatically activated when you make your first purchase.
 
U.S. and Puerto Rico

*Key Credit Terms:
6 Months No Payments, No Interest on purchases that total $299 or more made on The Home Depot Consumer Credit Card.

FINANCE CHARGES accrue from the date of purchase at the regular purchase rate in effect from time to time and all accrued FINANCE CHARGES will be added to your Account for the entire promotional period if qualifying purchases (including premiums for optional credit insurance) are not paid in full before the end of the promotional period or if you fail to make any required payment on your Account when due or make a payment to us that is not honored. Deferred period varies by offer. See specific offer for details.

*With credit approval for qualifying purchases made on The Home Depot or EXPO Design Center Consumer Credit Card, Rates as low as 17.99% APR; Actual rates from 17.99% - 26.99% APR; Fewer than half of applicants will qualify for a rate of less than 25.99% APR. Default APR 29.99% (rates may vary). Minimum FINANCE CHARGE: $2. See card agreement for details including when the default rate applies. Offer is only valid for consumer accounts and is subject to change without notice.

Please note that items are billed to The Home Depot Consumer Credit Card upon shipment, so items that are less than $299 and shipped individually will not automatically receive the no payments and no interest offer. Please call 1-800-677-0232 for adjustments after the purchase.